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Policies & Disclosures

Clear, transparent policies that put you first.

Policies

Privacy

Privacy Policy

We collect only the data needed to evaluate your application and service your loan. Data is encrypted in transit and at rest. We never sell your personal information.

Information we collect: identity, contact, and basic financial details
How we use it: application evaluation, servicing, fraud prevention
Your rights: access, correction, deletion where applicable

Responsible lending

Responsible Lending

We assess affordability to help ensure repayments are manageable and do not cause financial hardship.

Eligibility checks and KYC verification
Clear disclosures of APR, fees, and repayment schedules
Tools and reminders to support on‑time payments

Terms

Terms & Conditions

By applying, you agree to our terms governing loan use, repayment, and communication.

Loan amounts: up to ₹20,000; tenure: 3–12 months
Repayment: monthly EMI via bank transfer/UPI/card
Late payment: modest late fee and possible interest as per agreement
Early repayment: allowed anytime with no prepayment penalty
Contact: support@loanease.example

Complaints

Feedback & Complaints

We take concerns seriously. Email support@loanease.example with your reference number for swift resolution.